FINANCE

Secured Loan

A Secured Loan is funding obtained by mortgaging any of your collateral. These loans often come with lower interest rates due to the reduced risk for lenders.

  • Home Loan: Financing for purchasing or constructing a home.
  • Loan Against Property: Leverage your existing property to secure funds.
  • Loan Against Land & Building: Utilize land and building assets for financial needs.
  • Loan Against Plant & Machinery: Secure funding using industrial equipment.
  • Loan Against Securities & Shares: Access liquidity against your investments.
  • Overdraft Limit: A flexible credit facility linked to your bank account.
  • Auto Loan: Financing for purchasing new or used vehicles.
  • Working Capital: Funds to manage day-to-day business operations.
  • Corporate Finance: Strategic financial solutions for corporate entities.
  • Project Finance: Funding for large-scale development projects.
  • Construction Finance: Specialized loans for real estate construction.
  • SME Funding: Financial support for Small and Medium Enterprises.
  • Cash Credit: A short-term loan facility for working capital needs.
  • Machinery Loan: Specific financing for acquiring business machinery.
  • Bank Guarantee: A promise from a bank to cover a borrower's debt.

Unsecured Loan

An Unsecured Loan is funding based on your financials without requiring or mortgaging any collateral. These loans are often based on creditworthiness and income.

  • Business Loan: Funds to grow your business without collateral.
  • Personal Loan: Flexible financing for personal expenses.
  • Overdraft Limit: An unsecured line of credit for immediate liquidity.
  • Bill Discounting: Convert your trade receivables into instant cash.
  • Working Capital: Manage operational costs with flexible unsecured capital.
  • SME Funding: Collateral-free funding for Small and Medium Enterprises.
  • Cash Credit: A short-term, revolving credit facility for businesses.
  • CGTMSE Funding: Government-backed scheme offering credit guarantees to SMEs.
  • Line of Credit: A revolving credit facility that allows flexible borrowing.

Hybrid Finance

Hybrid Finance is a blend or mixture of secured and unsecured facilities to fulfill your expansion plan. It combines features of both debt and equity.

  • Working Capital: Integrated financial solutions for business operations.
  • SME Funding: Flexible funding combining various financial instruments for SMEs.
  • Cash Credit: Combined approach for short-term liquidity, utilizing various sources.